I have $10,000 of credit card debt that my exwife was ordered to pay in our divorce 4 yrs ago. She never did and the card was in my name so they are harrassing me. I talked to a lawyer years ago and he told me there is really no way to force her to pay and he advised me to sit it out and wait and see what the credit card company does.
There will be times when no one calls and then times when they call every day. Recently they have been callin ga lot and I am getting tired of it. Aside from this card my credit is perfect in that I have never even had a late payment.
Anyway I have been doing a lot of reading on this site and I see that Texas has a 4 yr statue of Limitations. I looked on my credit report, and called the original creditor and the last payment was made on January 8, 2003. Four years and eight days ago. Am I in the the clear? The report shows 01/03 as last payment but under date of last activity it says NA.
Going a step further assuming the 4 yrs is up what should I do? Should I tell them that when they call or should I just hang up on them?

