Quote Quoting john4521
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What state will my SOL apply to?.
I believe that would be Texas. And the SOL would have tolled for the time that you were not residing in the state. Meaning that the SOL stopped running when you left Texas and started again when you returned.

Quote Quoting john4521
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Does it matter that my balance was acquired in Texas, even though my address at time of default was in NV?.
No, your credit contract is under Texas law.


Quote Quoting john4521
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For the sake of not giving too many personal details, let's assume my debt was over $12,000 on this card. What are my odds of being sued in Texas?
Very good.