I had posted here a while ago (see post) http://www.expertlaw.com/forums/showthread.php?t=13094
I was never able to get my bills consolidated because I am not making enough money to come up with a monthly payment.
Today I was served papers to go to court by one of the 2 credit card companies I owe... I owe them 3500.00 dollars. I have to go to something called a mediation hearing on Feb 8th.
GOD I am so freaked out... I do not have ANY extra money... I am 2 weeks behind on my son's daycare tuition, praying that I can make it till 1/15 when my paycheck comes... it is only 1/2 my usual check because I didn't get paid for the christmas break (I'm a teacher).
What can I do? I'm in deferrment on my student loan.. that is in good standing but it will be coming out of deferment soon... then I will need another 250/month.
My marriage is REALLY crappy now and my husband is ready to divorce me as it is... I didn;t tell him about the court yet... gotta do that tomorrow.
WHAT CAN I DO???? Any Ideas?
HELP!
NickysMommy

