My question involves collection proceedings in the State of: Florida
Hi,
I was ill for 4 months and I could not pay my credit cards. Im doing well now I want to get my financial situation under control. Today its been 6 months since I send a payment and I have received a lot of late fees. What would you recommend I do. My total debit is around $5000. What is the best payment plan or negotiation I can do with them. (I also have a car loan that is current)
Thank you in advance

