Georgia- In August of 2006 I went into default on my car loan. The car was sent into repo but I sent all funds before the care could be picked up. Since then I have been making my payment and the loan is current. I had someone to call my job on yesterday threatening me with theft by conversion because they had not been able to pick up the car. I told them that my loan was current and he must be mistaken. He said that he would contact the bank and get back to me. I never heard from him but I contacted my lender and was told that they called the company to make sure the case was closed. This morning a repo man showed up at my door to take my car. I released the vehicle after several attempts to show him my statement, records of payments made, etc. I was told that the case was current and that the police would be called if I did not release the car. I gave them the keys and waited on my bank to open. I contacted them and explained that my car had been repoed, the rep said for me to call the police since they did not have a repo on my car and that my loan was current. It was finally discovered that there was a miscommunication between the lender and the repo company and my car was returned after 4 hours. I would like to know if I have any recourse against the repo company and my lender. I had to take the day off work to settle this issue. It was quite embarrasing since I was on my way to work when my daughter answered the door and talked to the repo man. My neighbors were all out on their way to work and witnessed what was going on. Naturally I would like to take action.