My question involves collection proceedings in the State of: NY
I been in debt because of the economy I'm still temporary worker since 2011 without chance to get a permanent position I'm in debt $21000 with 5 different credit cards companies since 2012 if I pay them everything those companies one by one they will give me the chance to have credit cards again? or they will put me a black hiding list they don't want give me nothing to me even if I will have a good credit score in the future they will still put me in that black list?
Thanks.

