I live in GA and received a summons from the Clerk of Courts for my county (Fulton), from the attorneys of a collection agency. The original debt was with Providian Visa, which was subsequently purchased by Aspire.
I was confused as to why I'd received the summons, as I'd already set up payment arrangements (4 payments have been directly withdrawn from my checking account). I need to know how to respond to the courts (specific verbiage? specific forms?). Should I include copies of the amounts withdrawn from my account, as well? To note, the principal amount listed on the summons is $1,000 LESS than the original letter I received from the attorney's office, to which I responded and set up the arrangements. I assume I should mention that in the response.
Lastly, when in the world did credit card companies/collection agencies begin sending brutes to ones' door for payment?!? What happened to hashing it out with the harrassing collection agencies?!
Sorry for the long post and thanks in advance for any help...

