My question involves collection proceedings in the State of: Massachusetts
I was given a piece of mail in my name by a family member cause this piece of mail was sent to their address. Wasn't certified, 1st class sent. It came from a lawyers office based in this state in regards to a credit card debt. The problem is my current address is on file with the state RMV, and its not the address this letter was sent to. Certainly, a professional legal business should know better than to send a letter to the wrong address with insufficient proof of service. Why would they do that on purpose?
Its very coincidental this is happening because ever since I opened up a secured credit line, used it responsibly with little usage, I have received some pre-approved credit lines in the last weeks by the same original creditor this law firm is representing.
Why do these professional businesses play this kind of game and is someone willing to provide me with how I should handle this situation to the best advantage possible.
I thank you for the responses and may the best be with you.
PS
I know I could dig up proof of latest payment over 7 years ago and from what I understand, That means this debt shouldn't be reported to any credit bureau anymore, correct?

