My question involves an injury that occurred in the state of: Maryland
The short history is that my dad borrowed my car and got involved in a car accident with a public bus. Over a year later, I'm getting sued because one of the passengers in the bus claims he sustained injures due to the car accident.
According to my dad he was on a two lane road. I think he was on the left lane (not completely sure) and then he tried to enter a building on the right hand side of the road. He was half way into the parking lot when the bus that was coming on the right lane sped up and hit him on the rear right of the car. The car suffered some bumper damage but it wasn't any major damage (the bumper didn't even fall off). My dad didn't have his cell phone with him so he couldn't call the police. When he asked the bus driver to call the police, the driver refused to do so.
The bus company says they have a video that shows my dad is at fault. I requested a copy of the video and was denied. My insurance company says they did their own investigation and they determined my dad wasn't at fault (However they refused to cover the car repairs on my car, so I ended up paying out of pocket for the repairs).
There is now a lawsuit against me (since I'm the car owner) and the "injured" person wants $15,000 from the insurance company.
Based on the facts, can my dad argue that he wasn't at fault because there was plenty of room between him and the bus when he made the turn? Or does the fact that he potentially made the turn from the left lane makes him automatically guilty? Will this damage my driving/personal records because there's a lawsuit against me even though I wasn't even in the car when the accident happened?
What should I do?