My goal is to use only needed money from a non-ira (inherited account) to live off of while boosting my Roth 401k contribution as high as they allow. I will not go over the allowed amount for the year because there are only 4 months remaining, and I do not make that much. In Kentucky I researched and they average so many weeks pay in calculating UI. Thank you for your insights. I do not want to take a chance on losing a job and having no cushion if UI were to not be honored due to this 401k contribution. I will NOT be taking distributions (under 55 year now), but wanted to be sure ok with this change.

