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  1. #1
    Join Date
    Aug 2015
    Posts
    1

    Default Can A U.S. Debt Collector Collect Money Owed on a Foreign Mortgage Default

    My question involves collection proceedings in the State of: Texas.

    I am a U.S. Resident coming back home after a decade in Europe. I bought a house in Holland in 2008 but with the market crash I had to give it up. European mortgages are full recourse and there is a shortfall for which I'm being chased. My question is simple. Can they chase me in the U.S. for a European mortgage shortfall? Can I be sued for this in the U.S.? Thanks in advance for your help.

  2. #2
    Join Date
    Mar 2013
    Posts
    18,340

    Default Re: Chased for a Dutch Mortgage Shortfall

    Quote Quoting Jeffah
    View Post
    Can they chase me in the U.S. for a European mortgage shortfall? Can I be sued for this in the U.S.?
    Yes, to both questions.

    The world is a very small place these days.

    Whether they do or don't is impossible to predict.

  3. #3
    Join Date
    Sep 2015
    Posts
    2

    Default Re: Can A U.S. Debt Collector Collect Money Owed on a Foreign Mortgage Default

    I would say that they collector can ask all they want but they can not take you to a U.S. court over it. Now if the bank in Holland went to their court and got a judgement then they can domesticate that judgement here and then use the Texas courts to collect.
    http://www.statutes.legis.state.tx.u.../htm/CP.36.htm

  4. #4
    Join Date
    Oct 2014
    Posts
    8,238

    Default Re: Can A U.S. Debt Collector Collect Money Owed on a Foreign Mortgage Default

    Quote Quoting barnet97
    View Post
    I would say that they collector can ask all they want but they can not take you to a U.S. court over it.
    Actually, the creditor might very well be able to sue in a court of the state where the debtor resides.

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