My question involves vehicle registration or title in the state of: New York / Florida
Hey guys, so I live in Florida, and recently bought a motorcycle. This motorcycle has a New York State Lien Title. I knew that going into this.
The lien was paid off, and all the proper OFFICIAL paperwork stating that the lien was paid was supplied to me, with signatures from CEO's of Capital One and HSBC, etc.
I brought it to the DMV today, and they refused to transfer ownership of the title to me. The letter that was given to me as proof of the lien being paid off was sent by Capitol One, it included the VIN, last four digits of the previous owner's account number, etc. As of 1/22/2015, the lien is satisfied.
They claim this is not sufficient, because on the title, the Lienholder is HSBC Bank. Of course, I bought this bike from someone who is in the military. He's not responding to texts, and his phone goes straight to voicemail. I'm about to get the police involved and show up at his door.
Am I screwed? Is there anything I can do to get this registered without getting the legal system involved? Thanks.

