I live in Kansas and have an 18 year old daughter who is currently on our family automobile policy with a car in my name. There are two issues I would like advice on. The first is relating to liability of my assets in the event of a future accident. Would it be best to sign the car over into her name? Does it matter? and would it be best to have her get her own insurance policy?

I know her cost of insurance will be higher, but if it would limit my exposure in the event of an accident, we will consider this. She'll be going to college out of state this fall (still going to high school at home).

This post is relative to my liability risk as I recall my parents signed the car over to me and had me get my own insurance. Since the ins is much lower under my policy, I have elected to keep it there.

Thanks for your thoughts and ideas here. Regards, DCG