My buddies transmission went out of his car last night, we had the car towed to my house, I was still at work when he backed the driver INTO MY YARD, I had told my buddy where to put the car and he either misunderstood or didn't listen, anyway, he backed the driver into my yard.... The tow truck collapsed my septic tank. There are a few pipes sticking up showing there is a leach feild there. Question is, do tow truck drivers have insurance for this type of thing? he had to be pulled out by another truck and now there is a 3x3 foot hole in my yard with exposed septic. Are truck drivers trained to not go off the road, and/or look for signs of this (the pipes sticking up)
question involves insurance law for the state of: missouri

