Quote Quoting sunshine21
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Hello, I'm unsure of where to post this question but please direct me to the right forum.
This is as good a place as any. We all read all the forums anyway.

Quote Quoting sunshine21
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1. I met with an auto accident on April 6th, causing my right arm fracture. I was turning left cautiously but an oncoming pickup truck hit my car causing car to be totaled, and fracture. The guy driving the truck does not carry a drivers license or insurance. Police report was filed. My insurance has since paid for loss of car but do I have a legal recourse to go after the pickup driver for accident ?
Well, you can if you want to but I don't think you'll be successful. You made a left turn in front of an oncoming vehicle and got hit. The legal presumption is that you failed to yield to the oncoming vehicle because had you yielded you wouldn't have been hit. That makes you at fault for causing the accident.

Doesn't matter that the other driver had no license or insurance.

Now, if you had witnesses who could testify, for example, that the other driver ran a red light or did something otherwise egregious you would have a chance at recovery. Without witnesses, though, you fail because of the presumption.

Quote Quoting sunshine21
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2. Accident happened while I was returning from work. So,I applied for short term disability. Now, the company that I was working for has downsized and laid off a team of 12 members on April 25th. Can I still get short term disability as I'm not employed with them anymore ?
If it's company disability, you'll have to ask the company. If it's state disability you'll have to ask the state.

Quote Quoting sunshine21
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3. The company advised me to apply for unemployment. The market is tough and not many jobs are available in my area of expertise.
I hope you filed the same day you were laid off. If you didn't, then file ASAP.

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Scenario 1: What if I do not get employed sooner ?
I don't know. I'm not a fortune teller.

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Scenario 2: I can manage expenses from my spouses' income. What if I do not intent to return to workforce ? How do I notify to stop payments for unemployment ?
I'm pretty sure that you can find the answer to those questions on the UI agency's website.