My question involves labor and employment law for the state of: NJ

It has been over a week since I completed my background check consent form. My questions are:

1. Why is it taking so long?
2. Will a previous lawsuit for a car accident that was settled outside of court be in the background check?
3. If the lawsuit is in the background check, will an employer look at it negatively?
4. What happens if they can't verify some of my employment due to business closing or if former employer doesn't remember me?

Thanks for any help.