My question involves collection proceedings in the State of: Idaho
Took out a title loan, 2 weeks later car was stolen. i communicated a # of times w/lender, informed them car was stolen & police report was filed. Prior to payment being due, I told them payment would be late. Approx 1 week after loan payment due, car was found. Cost me $450 to recover from tow yard that same day, because it wasn't drivable & was found in another county a great distance away. There is damage, but not completely totaled. Can't afford to pay loan now due to all the costs from it being stolen. Title loan company said (without any info regarding extent of damage) that I am responsible for loan amount because car is not in same condition as it was at time of loan. What options, if any, do I have?