My question involves bankruptcy in the state of: CA
If there are multiple civil/collections case filings for me from one law firm - multiple loans with same company, different dates = multiple case filings in one day by junk debt buyer - which is obvious a tactic to get me to NOT respond as one of them is unlimited and they could have put them all in one right? If I were to file bankruptcy do I need to file that as a response to each suit, or does the notification from the BK court take care of that? I ask because it is $300 per response. Since collections cease I am not worried about a judgement if I have the stay of the BK, so why spend $300 per case to do that right? (These are non dischargeable private student loans which would be restructured through a Chapter 13)
I dont want to NOT file a response when I should and for some reason be unprotected, but I also don't want to spend that much money on each response when these loans will be part of the Chapter 13 restructure.

