
Quoting
Jennifer Williams
Secondly, there is nothing attached to the affidavit that discusses how this is to be handled in the event that the account goes into delinquency/charged off. So, for instance if the Visa agreement mentioned arbitration or something else, I have no idea. Don't get me wrong, I realize if your credit goes into delinquency you can be sued. However, usually there is verbage regarding what jurisdiction the case is to be handled in. Or whether this will go to arbitration first. Again, I have no idea because nothing discusses this in the affidavit of documentation they've attached. I went back to my old Visa bills I can't find anything in the terms in conditions or anywhere. I'm thinking, this information could have been in the original credit card application I signed when I applied for credit.