My question involves a consumer law issue in the State of: Texas
I recently bought a used car from a dealership. I financed the car through my own bank.
While I was talking to the bank about payments, I told them I would put $2,000 down on the car. I thought I paid the down payment to the bank, not the dealership.
I never told the dealership about any down payment. The bank sent the drafting information and I sign all the papers and they let me go with the car.
I got a call about a week later saying that the bank sent the drafting information $2,000 short and that they need that money.
My question is, Do I legally owe them this money?