My question involves bankruptcy in the state of: California.
Two years or so ago, we were behind on our mortgage because of a very bad refinance situation that just kept getting worse (ballooning payments, etc). The only debt we had was the mortgage and student loans - no credit cards or other loans. I began the bankruptcy process in order to save the house. During the process, we were instead offered a loan modification, which we took, and the bankruptcy never actually happened.
Recently I went to buy a car and discovered that the bankruptcy is listed on my credit report.
How do I get this taken off?