My question involves real estate located in the State of: PA
I purchased a home in 2006. I was unable to pay the mortgage and in 2008 I filed for bankruptcy. The bankruptcy discharged my debts, including my mortgage. The original mortgage lender (or backer) was Freddie Mac. Since 2008, Freddie Mac has neither requested to foreclose the home, nor has it released the lien to me. Thus, the deed of the house is still under my name as the house was never foreclosed. And now, many years after the bankruptcy, I am still being forced to pay for property taxes, etc., including having an impaired credit score to this day.
I continue to contact Freddie Mac to either (1) foreclose and take over the deed, or (2) to release the lien to me so I can sell the property and be over with all this headache. However, my attempts have been unsuccessful as Freddie Mac is very hard to get in touch with, and I cannot legally force them to do either of the only options noted above.
How can I force Freddie Mac to release the lien to me? Else, what are my options to getting out from my name being on the deed of the property?