Quote Quoting budwad
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Then I ask you what is title insurance? I don't care what the timeline is. Two years after a potential lien was placed on the property because of delinquent taxes, BOA is in a foreclosure, and then two years later places a lien on the property. The title insurance company did not do their due diligence in their investigation. They insured the title a year later as clear.



But the foreclosure was already in the court and the insurance company just didn't do their job. What did they insure if not a clean title at the time of the purchase? "We insure a clean title but we didn't do our due diligence so you may have a lien on the property in the future." That would make a good disclaimer.
Bud, I know you mean well but this is not what you think it is. It was BOA that put the lien on the property therefore it was not something undiscovered by the title company. Its clearly a mess up on BOA's part.