
Quoting
Jane0218
I know I don't submit the 1098's. I was asking who determines which one of us (me or my fiancee) will get the 1098 forms. I guess my wording must be confusing, sorry.
"Payer of record" will be me if the lender uses the first person on the note. This lender will be selling the mortgage to who knows...
I simply want this done correctly from the beginning so we don't have to mess around with all of this next year, and the year after that, and the year after that, etc.
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Thanks.
That will mean we'll need to send in tax returns via snail mail. I've been sending in our returns electronically for almost 15 years now. That's why I want to get this straight right from the start. And I honestly don't see why this is such a big deal to the lender. I read Fannie Mae's regulations, and Fannie Mae doesn't care who is listed as Borrower or Co-Borrower., so why does the lender?