My question involves real estate located in the State of: Texas
I have a question regarding a deed in two peoples' names (mine and my father's). Several years ago, when shopping for my house I was having trouble getting a loan because of the short period of time I had been doing work as an independent contractor. The lender was unsure of my ability to get continuous work. My father graciously stepped up and put his name on the mortgage and subsequently he is on the deed as well. I didn't think much of it at the time and it didn't bother me. I made the down payment out of my own savings and have made every payment since. He has not put one penny in. Fast forward to today: his mental health has deteriorated in recent years along with likely prescription pill abuse. He has been irresponsible with he and my mother's finances and his behavior has been unpredictable and unreliable. We are currently trying to work through this as a family but I can't say I'm optimistic for the future right now. I am very worried about his physical and mental health but also worried about my own family's financial future. In the event that we can't help him, I'm wondering what I can do to ensure that my house is safe from him and if there is an easy way to get him off the deed without his cooperation. Any and all help and advice is much appreciated.
Thanks in advance,