Hi,
I am in Texas and my mother sideswiped a pickup truck (her fault for not checking her blind spot) on a highway a few months ago. No one was injured but the paint on both our right side doors were scraped. Their pickup was pretty much fine (probably because it was a pickup haha)
Unfortunately, the other driver did not have insurance and we did not want to report it to our insurance company to have it on our driving record. But I have read that in some states if you get in a car accident with someone who doesn't have car insurance, it is automatically their fault and they need to pay all damages. Is that true in Texas? I'm not sure when the accident happened but it was probably in May or so.

