Quote Quoting pawlectro
View Post

Given the above, is there any benefit for me to pay off old debt
Absolutely none.

- - - Updated - - -

Quote Quoting Mr. Knowitall
View Post
The only benefit you will get from paying the debt, or a portion thereof, is if it bothers your conscience that you haven't paid the debt and the settlement will make you feel better.
After 15 years I doubt it conscience is an issue anymore.