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  1. #1
    Join Date
    Aug 2014
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    3

    Default Co-Borrower Title Problems

    My question involves vehicle registration or title in the state of: va

    I financed a vehicle and it was Co signed by a significant other at the time. We are essentially co-owners on the vehicle and loan.

    Since this time we have seperated on very bad terms that include a protective order actively in placed and charges pressed and issued againist him.

    The car had now been paid off and every payment was direct drafted out of my bank account he has never paid on the beholder nor insured the vehicle. The title is being sent out lien free, while celebration will have to be put on hold because the primary address on file apparently with DMV is his, which they are refusing to update.

    What are the options that I have to pursue having the vehicle put in my name? With the vehicle in my possession and him having the title with my name on it, he can't really do anything, with out my permission as well?

  2. #2
    Join Date
    Sep 2005
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    Behind a Desk
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    98,846

    Default Re: Co-Borrower Title Problems

    Are you stating that you are the sole owner of the vehicle, as identified on the title?

  3. #3
    Join Date
    Aug 2014
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    3

    Default Re: Co-Borrower Title Problems

    No on the title it has both of our names on it. Sorry for the confusion.

  4. #4
    Join Date
    Sep 2005
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    Behind a Desk
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    Default Re: Co-Borrower Title Problems

    With an "and", an "or", or nothing between the two names?

  5. #5
    Join Date
    Aug 2014
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    3

    Default Re: Co-Borrower Title Problems

    An "and" . I understand that this does place us as Co owners of the vehicle, though given the circumstances that have played out. I would like to have the vehicle titled in my name solely. I feel this is going to need to be pursued in a legal way though I don't know how or where to start.

  6. #6
    Join Date
    Sep 2010
    Posts
    19,901

    Default Re: Co-Borrower Title Problems

    What you would like doesn't change the fact that he jointly owns the car. The fact the payments came out of your bank account mean nothing. I suspect you already have a lawyer involved, I suggest you ask him. The best scenario is that the lawyer as a "neutral" party can entice him to sign his interest over.

    Small claims won't handle things like this either. Virginia restricts the awards to either cash or return of withheld property.

  7. #7
    Join Date
    Oct 2006
    Posts
    16,474

    Default Re: Co-Borrower Title Problems

    Quote Quoting va-girl
    View Post
    An "and" . I understand that this does place us as Co owners of the vehicle, though given the circumstances that have played out. I would like to have the vehicle titled in my name solely. I feel this is going to need to be pursued in a legal way though I don't know how or where to start.
    The "and" is both good and bad for you. It means that he cannot successfully sell the car without your signature, but it also you cannot successfully transfer it to just you either.

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