My question involves personal finance in the State of: Washington
My husbands debit card was either lost or stolen this past Friday. I believe it was my daughter but have no proof. It was a pin based transaction for $1,000. We never told her the pin, but living in our house I guess at some point she could have overheard it (he typically uses the same number for things), or possibly guessed it as it is based off of significant (to my husband) football jersey numbers.
We filed a police report and I filed an unauthorized debit use with our bank. I have looked online and it appears that we should get our money back sans $50, however I was wondering if it could be different rules because it is a pin based transaction? Also is there a way for use to get copies of the video so that we can see if it was her?
I have a feeling she is smart enough to have had a friend do it, if it was indeed her. Is there any way of possibly catching this person? Also if they do find out it was her, we fully intend to press charges, what kind of crime would she be faced with?

