After much thought I have decided to file for ch 7 in NY. I have to file without a lawyer, because I don't have the money to do so.
The reason I decided to file after some time was that my credit card company was seeking legal action against me. I have a no-asset case, but still have some questions. For instance, I listed all of my current creditors on my schedule F, including my student loans, after doing my own research I found that student loans are not dischargeable but I have several private loans that I used for education purposes. Are the private loans dischargeable?
Any help would be greatly appreciated.