Quoting bigmatt As I understand it, my debt to the creditor will be absolved , but not my debt to my ex - is that correct? Right. Quoting bigmatt She is taking me to court for contempt. If you're not living up to your obligations under the judgment, that's understandable. Quoting bigmatt However, she has failed to remove my name from any of the 3 joints debts we shared, and is deliquent on one of those accounts. You are free to file a motion of your own, raising those issues. If you choose not to do so, the court will only be deciding her motion.