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  1. #1
    Join Date
    Dec 2006
    Posts
    1

    Default No insurance on a parked car

    Just this morning I woke to my truck in my parking lot being smashed into and still smashed into by my neighbors truck. He was drunk and is going to make a claim with his insurance company about it and it being his fault. My truck is not insured but it was also parked. Will I recieve money from the claim for repairs even without me having insurance?

  2. #2
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Re: No insurance on a parked car

    That depends on the laws of your state. Particularly given that the truck was parked, you will probably be able to get compensation through the at-fault driver's insurance.

  3. #3
    Join Date
    Sep 2005
    Location
    CA
    Posts
    12

    Default Re: No insurance on a parked car

    The property damage portion of his policy would cover your vehicle. The other insurance company will not be concerned that your vehicle was not insured. The only problem this could bring is if they drag their feet getting your vehicle fixed you have no recourse with your own insurance company to fix your vehicle.

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