Page 1 of 3 1 2 3 LastLast
Results 1 to 10 of 29
  1. #1
    Join Date
    Dec 2012
    Posts
    16

    Default Being Sued by a Junk Debt Buyer

    My question involves collection proceedings in the State of: Oklahoma Hello All, My question is in reference to being sued due to credit card and medical debt, A junk debt collector company has picked it up, so if I am summoned to appear and ignore what can I expect ? Thanks.

  2. #2
    Join Date
    Jan 2006
    Posts
    38,867

    Default Re: Being Sued by a Junk Debt Buyer

    Quote Quoting lt14life
    View Post
    My question involves collection proceedings in the State of: Oklahoma Hello All, My question is in reference to being sued due to credit card and medical debt, A junk debt collector company has picked it up, so if I am summoned to appear and ignore what can I expect ? Thanks.
    what you can expect?

    a default judgment and somebody taking every legal action to collect on that judgment.

  3. #3
    Join Date
    Mar 2013
    Posts
    18,340

    Default Re: Being Sued by a Junk Debt Buyer

    Quote Quoting lt14life
    View Post
    My question involves collection proceedings in the State of: Oklahoma Hello All, My question is in reference to being sued due to credit card and medical debt, A junk debt collector company has picked it up, so if I am summoned to appear and ignore what can I expect ? Thanks.
    You can expect them to be awarded a default judgment in any amount they say and they won't have to prove a thing.

    Then they will garnish your wages, attach your bank accounts, record the lien so it becomes a lien on your home that you own now or will own in the future. They can also come after non-exempt personal property which could include your car.

    Oh, and trashed credit, too.

  4. #4
    Join Date
    Dec 2012
    Posts
    16

    Default Re: Being Sued by a Junk Debt Buyer

    Thanks for the answers, Can anyone also tell me what happens when you appear to one of these summons ? Thanks.

  5. #5
    Join Date
    Sep 2010
    Posts
    19,901

    Default Re: Being Sued by a Junk Debt Buyer

    The judge will ask you if you have anything to say, but since you don't pretty much the same if you hadn't been there. They'll likely give you the paperwork for the further collection steps to your face rather than mailing them to you.

  6. #6
    Join Date
    Nov 2013
    Posts
    7,056

    Default Re: Being Sued by a Junk Debt Buyer

    Quote Quoting lt14life
    View Post
    My question involves collection proceedings in the State of: Oklahoma Hello All, My question is in reference to being sued due to credit card and medical debt, A junk debt collector company has picked it up, so if I am summoned to appear and ignore what can I expect ? Thanks.
    You would be well advised to contact the collection company and work out a deal and payment schedule before you go to court.

  7. #7
    Join Date
    Mar 2013
    Posts
    18,340

    Default Re: Being Sued by a Junk Debt Buyer

    Quote Quoting lt14life
    View Post
    if I am summoned
    If?

    You mean you haven't been sued yet?

  8. #8
    Join Date
    Dec 2012
    Posts
    16

    Default Re: Being Sued by a Junk Debt Buyer

    It's been filed but no I have not been served.

    - - - Updated - - -

    Also I am trying to work it out,, but if it's already been filed then what?

  9. #9
    Join Date
    Sep 2010
    Location
    Florida
    Posts
    153

    Default Re: Being Sued by a Junk Debt Buyer

    Work HARDER with them to resolve it and then have them withdraw or kill the case ASAP. One thing you do not want is a public record on your credit report. It will stay for 10 years minimum but can be renewed in most cases. Get any settlement agreements in writing and fully executed.

  10. #10
    Join Date
    Jan 2006
    Posts
    38,867

    Default Re: Being Sued by a Junk Debt Buyer

    it is very unlikely they will withdraw the suit if they have already filed it. More likely they will agree to a stipulated judgment in an agreed upon amount.

    1. Sponsored Links
       

Page 1 of 3 1 2 3 LastLast

Similar Threads

  1. Collection Lawsuits: Junk Debt Buyer Sued Without Providing Debt Validation
    By whoknow2k4 in forum Debts and Collections
    Replies: 37
    Last Post: 12-24-2012, 09:02 PM
  2. Collection Lawsuits: How Would a Junk Debt Buyer Prove its Acquisition of a Debt
    By StressedInMichigan in forum Debts and Collections
    Replies: 9
    Last Post: 10-16-2012, 07:50 AM
  3. Collection Lawsuits: What Should You Do if Sued by a Junk Debt Buyer
    By SituationalAwareness in forum Debts and Collections
    Replies: 4
    Last Post: 05-03-2011, 09:04 AM
  4. Repossession: Junk-Debt Buyer Bought the Loan
    By Kutan in forum Cars and Dealerships
    Replies: 4
    Last Post: 07-04-2009, 04:23 PM
  5. Repossession: Junk Debt Buyer Sues Over Very Old Debt
    By Thumbelinamom in forum Cars and Dealerships
    Replies: 1
    Last Post: 12-12-2005, 04:02 AM
 
 
Sponsored Links

Legal Help, Information and Resources