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  1. #1
    Join Date
    Mar 2013
    Posts
    18,340

    Default Re: Being Sued by a Junk Debt Buyer

    Quote Quoting lt14life
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    if I am summoned
    If?

    You mean you haven't been sued yet?

  2. #2
    Join Date
    Dec 2012
    Posts
    16

    Default Re: Being Sued by a Junk Debt Buyer

    It's been filed but no I have not been served.

    - - - Updated - - -

    Also I am trying to work it out,, but if it's already been filed then what?

  3. #3
    Join Date
    Sep 2010
    Location
    Florida
    Posts
    153

    Default Re: Being Sued by a Junk Debt Buyer

    Work HARDER with them to resolve it and then have them withdraw or kill the case ASAP. One thing you do not want is a public record on your credit report. It will stay for 10 years minimum but can be renewed in most cases. Get any settlement agreements in writing and fully executed.

  4. #4
    Join Date
    Jan 2006
    Posts
    38,867

    Default Re: Being Sued by a Junk Debt Buyer

    it is very unlikely they will withdraw the suit if they have already filed it. More likely they will agree to a stipulated judgment in an agreed upon amount.

  5. #5
    Join Date
    Mar 2013
    Posts
    18,340

    Default Re: Being Sued by a Junk Debt Buyer

    Quote Quoting jk
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    it is very unlikely they will withdraw the suit if they have already filed it. More likely they will agree to a stipulated judgment in an agreed upon amount.
    I don't know.

    Pay 100% of the debt right now plus the creditor's costs and OP might be able to get a dismissal out of them.

  6. #6
    Join Date
    Jan 2006
    Posts
    38,867

    Default Re: Being Sued by a Junk Debt Buyer

    Quote Quoting adjusterjack
    View Post
    I don't know.

    Pay 100% of the debt right now plus the creditor's costs and OP might be able to get a dismissal out of them.
    Um, I suppose so


    dfwhatever was speaking of a settlement though. If one walks into court with all debts and costs paid, the court should not be entering any sort of judgment.

  7. #7
    Join Date
    Dec 2012
    Posts
    16

    Default Re: Being Sued by a Junk Debt Buyer

    I don't have 100% of the cash to pay the debts balance, I called them today and offered them half, and then pay the rest off within 3 months, they said they would get back to me and let me know if that can bee approved, so if I do that and im still served then why go to court, my credit has been trashed due to medical bills already. and if I don't do anything they get a default judgment and im still going to offer them the same deal.

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