It's been filed but no I have not been served.
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Also I am trying to work it out,, but if it's already been filed then what?
Work HARDER with them to resolve it and then have them withdraw or kill the case ASAP. One thing you do not want is a public record on your credit report. It will stay for 10 years minimum but can be renewed in most cases. Get any settlement agreements in writing and fully executed.
it is very unlikely they will withdraw the suit if they have already filed it. More likely they will agree to a stipulated judgment in an agreed upon amount.
I don't have 100% of the cash to pay the debts balance, I called them today and offered them half, and then pay the rest off within 3 months, they said they would get back to me and let me know if that can bee approved, so if I do that and im still served then why go to court, my credit has been trashed due to medical bills already. and if I don't do anything they get a default judgment and im still going to offer them the same deal.