My question involves collection proceedings in the State of: Illinois
My grandmother from North Carolina received a phone call earlier this month from an "agency" telling her that are trying to contact me in regards to a complaint.The guy name was Jeff Donahue and had left his number along with a reference number. I called and the person who answered directed me to their legal department.When the person got on the phone (wasn't the person who left the message with my grandmother), he stated that a payday loan company in texas performed legal actions against me for breach of contract and fraud. I told him I had no knowledge of the payday loan company that's located in Texas, eventhough i was stationed there almost 4 years ago.He kept saying if i didn't pay then I will be going to jail. Initially I thought it was something my ex-husband did because he did things like this in the past. So, I paid $55.00 over the phone and scheduled a payment arrangement. But upon looking up the phone number online,i seen that the same phone number i called has a list of complaints similar to mine.So I deactivated my bank card and my bank is sending me another one.Plus I filed a case with my bank's fraud department so I can get my $55.00 that I paid to the "agency". I also found out they called my grandmother's home again recently,but they left a voicemail. Should i obtain an attorney or let it go and ignore any contact?

