
Quoting
adjusterjack
This is a two edged sword now. On the one hand the collection agency has to start paying its attorney by the hour to keep on handling the litigation to completion so they might be willing to settle for a discounted amount to avoid that.
On the other hand, if it goes all the way to judgment and you lose you'll likely get hit with their lawyer fees (which could be thousands) since your credit card contract probably has the appropriate bilateral "loser pays lawyer fees" provision.