My question involves an auto loan or repossession in the State of South Carolina: I have an auto loan with Santander Consumer USA. I have fallen behind on my payments and my attempts to work out an arrangement with Customer Service to keep myself out of default have failed. I received a Right to Cure Default letter that has expired as of 05/16/14 and I am trying to figure out how long after the expiration of that letter will it be before they attempt to repossess my vehicle? I have read online and I understand the repercussions of the situation and what is coming down the road, but I do not want to be blindsided at my job when the repo people show up to take my vehicle. I also do not want to be left without a way to get to and from work. I have tried speaking with Customer Service, but they will not give me an answer, I keep receiving a runaround.

