
Quoting
slc
My question involves bankruptcy in the state of: OH
My husband will be filing for bankruptcy on his own. We have only one card that we own jointly that was for some furniture that we purchased. We have since paid that balance and the card is at a zero balance and it has a very low credit limit.
How will this possibly affect me? Because it is a zero balance, his lawyer doesn't even include it in the filing, but he did say that any of his credit cards that currently carry a zero balance will most likely get closed once they catch wind of the filing. I am not overly concerned about this one low credit limit card getting closed as we will most likely never use it again, but I am very concerned about if it will affect me in any way. What I am really afraid of is if they note on the account that it was closed due to bankruptcy and if that could show up on my credit report.
I have my own credit accounts which are all in good standing, balances paid off every month, so the thought that this one account could scare my creditors makes me very nervous.