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  1. #1
    Join Date
    May 2014
    Posts
    2

    Default Can an Employer Unilaterally Enroll Employees in Short-Term Disability Insurance

    My question involves employment and labor law for the state of: Colorado
    Can an employer passively(require an opt out) enroll employees in voluntary benefits (STD/LTD) at the expense of the employee? I have never had benefits with my company during my 3 yrs with them and discovered that I was enrolled in benefits w/o my knowledge resulting in a pre-tax deduction from my paycheck for said benefits.

  2. #2
    Join Date
    Jun 2006
    Location
    Massachusetts
    Posts
    24,521

    Default Re: Unilaterally Enrolled in Std/Ltd at Employees Expense

    Yes, auto-enrolls are legal as long as you are given an opt out option.

  3. #3
    Join Date
    May 2014
    Posts
    2

    Default Re: Unilaterally Enrolled in Std/Ltd at Employees Expense

    Even if you are unaware of auto enroll? Every notice that was sent stated "enroll in benefits" in the headline, with no interest in any sort of benefits I ignored emails because they did not apply to me. What statue allows for auto-enrollment?

  4. #4
    Join Date
    Jun 2006
    Location
    Massachusetts
    Posts
    24,521

    Default Re: Unilaterally Enrolled in Std/Ltd at Employees Expense

    If you had read the emails, you would have been aware of them. It's not the employer's fault that you made assumptions about what was in them and didn't pay attention.

    There doesn't have to be a statute permitting auto-enrolls. The fact that there is not a statute making them illegal is enough to make them legal.

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