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  1. #1
    Join Date
    Apr 2014
    Posts
    3

    Default Re: Can They Still Take Your Car if They Charged It Off After Bankruptcy

    We didn't list them on the bankruptcy, but they show as a debt that was discharged in the bk on our credit report. That's what is so confusing!

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Can They Still Take Your Car if They Charged It Off After Bankruptcy

    With the debt being discharged, they cannot try to collect the money from you. They can still exercise their rights as the lienholder and repossess the car.

    There's not so much an "what they think they are owed", as there is "the amount that they're owed". Your debt is governed by your loan agreement. If you don't understand how they have reached the balance that they state that you owe, to have them relinquish their lien, ask them for an accounting / explanation.

  3. #3
    Join Date
    Apr 2014
    Posts
    3

    Default Re: Can They Still Take Your Car if They Charged It Off After Bankruptcy

    So I have no recourse whatsoever? I am so frustrated!

  4. #4
    Join Date
    Sep 2011
    Location
    OH10
    Posts
    17,019

    Default Re: Can They Still Take Your Car if They Charged It Off After Bankruptcy

    Quote Quoting Quintous3
    View Post
    So I have no recourse whatsoever? I am so frustrated!
    Pay them or give them the car. Why should you profit at their expense? You are frustrated they are not buying you a free toy?

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