My question involves bankruptcy in the state of: California.
We recently filed bankruptcy which has been discharged last month. One of our creditors was LoanMart. We initially got a loan with them against our 65 Mustang, and when going thru BK, we chose to keep the car. We did not include them in the BK. LoanMart informed us that they don't do reaffirmation agreements, and charged off our loan. They made one attempt to come and take the car and I said no. I called another place to refinance the loan, but they said they couldn't help me due to the fact that LoanMart charged off the loan in BK. My question is what now? Am I to assume they just continue to be the lien holder on my car until they get what they think they are owed? I don't know what to do now. Since they charged off the loan does this mean that they are no longer entitled to the money because it was discharged in the BK? Help Help....