My question involves a consumer law issue in the State of: Maine....I cosigned for a car loan..The person I cosigned for is always late every single month making the payment..Its going to harm my credit if they don't pay on time???How can I get out of this loan can I ask them to take the car back??I hate having my credit score being destroyed due to this what am I legally allowed to do? Theres still 4 more years on the loan..