My question involves collection proceedings in the State of: Nevada
My car was just toyed away tonight at 11pm PST, they did not provide any documentation on who they where with, other than telling my roommate they were with Cash1. I have a title loan i defaulted on with them, the last time I spoke with someone was in December I had expected to make a payment but due to circumstances I was not able to make the payment, at that time they had informed me that I would continue to collect interest up to some point in March, putting me at $3k+ the loan was $2k I had paid it down before my default to $1k, they info'd I would continue to get calls to collect funds. I have been searching for a good debt conslidator in the meantime, I as do not know how I could ever by $3k+. I have not heard from them, until this last week when they did an ACH on my account for a payment (this is the first since December), since I have been negative in my acct it bounced, I got a text today from them stating the payment was declined, I have not received any notice that they were repossessing my car. I had planned to make a good faith payment tomorrow when I got paid, as I would finally have some $$ from my paycheck. I can't afford to pay them the full amount, my check is less than $800 and I have the regular bills (rent, power etcc) to pay as well. What can I do? I live in Nevada & I know I should have received notice of a plan to repossess my car due to default but I never received one. Is there any way I can get them to accept a partial payment and release my car back to me so I can continue working and make $ to pay them off?

