My question involves collection proceedings in the State of: CA and OH
I need to know what actions I can take. My old roommate has been going around to several payday loans places, taking out loans, then closing the bank accounts so they can't get their money. She is using her real name but giving them a fake address and my phone number. Therefore, I'm receiving the phone calls for all of this. She started doing this in CA but has moved to OH and doing it again there. This has been going on for several years.
1) Is this check fraud? 2)Is this criminal? 3) Is this some sort of identity theft?
Help! Is there anything I can do??

