My question involves bankruptcy in the state of: CA
On 8/29/09, I was involved in auto vehicle accident (rear ended at a stop sign). I ended up with 3 herniated disks, two in my cervical, 1 in lumbar, and to date am suffering and due to have back surgery next month. My insurance at time United health care paid for ambulance, ER visit and 5 physical therapy sessions. My attorney reached a settlement 8/2011 for $50k, and paid me 3/4 of settlement (after attorney fees and all). I inquired for 3 months Regarding the remaining amount approx 12k of settlement, and he said that my former employer and Ingenix placed a lien and he will send me the check WITH their name on it, and there was nothing else he could do for me. He also said the lien was for $43k! I am filing BK due to enormous amount of medical bills ( I ultimately lost my job with my employer on 1/21 as Sedgewick would not release me back to work and I exhausted my leave of absence). I filed for SSDI, on my own and was successful 1st time around, but am on limited income. I personally have never received ANY letters from Ingenix/united health care, my attorney was the only one to advise me of this.
My question is, can I include them in my BK? What happens to the check he is sending to me with both my name and Ingenix name on it? I feel my attorney did not represent me we'll ...
Thanks in Advance,