My question involves criminal law for the state of: New Jersey
My daughter used 2 months of services for and her bill has been paid for by my health insurance company. Just before her services ended, the service provider dropped off the network and the payment checks came to me. I cashed them but the service provider never bill me or have any communication with me about it. The first time they contacted me was back in November/December, which they charged my credit card without my authorization. I have the charge disputed.
Fast forward to today, they email me about it, so I said I am going to pay them if they send me the bill. They refused to sent me a bill. So I called up my insurance company to find out how much I have received and so I made an offer to them for the amount. The amount is $2,472.06 and I told them I can mail it out today to resolve the issue. They refused. Instead, they generated an invoice today for $6,800 for a service with published rate of $2,160. The owner said if I don't pay by today, she will sue me for Theft of Services.
What is my option here?

