My question involves collection proceedings in the State of: Illinois
I have a couple of high interest rate private student loans that the school I attended pushed through. My question is, I do not remember ever signing for these at such high interest rates, they have provided a copy of a promissory note and it shows an e-signature with my name typed. I read through an article referring to The Electronic Records and Signatures in Commerce Act, this said that for student loans an actual physical signature is required. Is this true? If so how do I go about having these loans removed from my credit reporting and stop them from contacting me?