Do I Still Owe the Money I Borrowed if I Electronically Signed the Loan Agreement

[jayb1977]

My question involves collection proceedings in the State of: Illinois

I have a couple of high interest rate private student loans that the school I attended pushed through. My question is, I do not remember ever signing for these at such high interest rates, they have provided a copy of a promissory note and it shows an e-signature with my name typed. I read through an article referring to The Electronic Records and Signatures in Commerce Act, this said that for student loans an actual physical signature is required. Is this true? If so how do I go about having these loans removed from my credit reporting and stop them from contacting me?

Thank you.

[jk]

If so how do I go about having these loans removed from my credit reporting and stop them from contacting me?
.

.

you can't

unless the loans are deemed invalid by a court, they are presumed to be valid. If you are sued, you can try your defense. Other than that, either pay the loans or wait until they age off your credit report.

[aaron]

I read through an article referring to The Electronic Records and Signatures in Commerce Act, this said that for student loans an actual physical signature is required. Is this true?

It's not true.

[adjusterjack]

What makes you think that there's a gimmick that lets you avoid paying back money that you borrowed?