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  1. #31
    Join Date
    Jan 2006
    Posts
    38,867

    Default Re: Requested Copy of Insurance Coverage

    Quote Quoting cbg
    View Post
    Gee, I guess there's absolutely no chance here that the employee and the employer might actually, like maybe, discuss the issue? Review the policy together? Explain any concerns? Answer any questions?

    No communication whatsoever? Employer's only answer is to say, No? Employee's only answer if not comfortable with what's in the policy is to refuse to work?

    I'm glad I don't work where you work.

    jk, you KNOW where I work. Pretty big place, what? Lots of areas working interdependently? Yet somehow we manage to communicate right down to the individual employee concerns. I know because I'm one of the ones who facilitates those communications.
    not sure how one is to accomplish convincing the employer to discuss the matter since the employer is not posting here but, if the employee wishes to attempt to discuss the matter, of course, I see nothing wrong with that, as long as s/he understands that they have no right to demand to see the document. If denied, the employee will have to decide what to do based on that. It will go no further than that.



    and yes, I know where you work so, what would you do if every single employee came to their bosses offices and said; I want to see our liability insurance policy to make sure I am protected if an attendee of our "business" (attempting to maintain some privacy due to issues you dealt with in the past) should be injured while I am helping them in some way. Would you be willing to hand it over to every employee or would you attempt to reassure them they are protected, even taking the time to discuss the specific concern but not provide the document as in the end, it really provides no answers the employee could use to determine if they are protected adequately?

    but if it comes down to it, the employer has the right to just say no.

    and honestly, if I felt I was at risk, I wouldn't work where I was and even reading their policy itself really would not provide any real answers. There are simply too many variables of situations possible to determine if I was really protected in anything other than a few very specific matters.

  2. #32
    Join Date
    Jun 2006
    Location
    Massachusetts
    Posts
    24,521

    Default Re: Requested Copy of Insurance Coverage

    But every single employee isn't. One employee is. But if every single employee did? We'd figure there was some issue that wasn't being addressed and do what we could to address it.

  3. #33
    Join Date
    Jul 2007
    Location
    Florida
    Posts
    2,344

    Default Re: Requested Copy of Insurance Coverage

    I would certainly exercise my sovereign right to reject employment with such an employer. There is nothing in the law that says a disgruntled parent has to sue the camp and not the employee, and having no idea what protection is or isn't there would cause me to seek employment elsewhere for an activity of this kind.

  4. #34
    Join Date
    Jan 2006
    Posts
    38,867

    Default Re: Requested Copy of Insurance Coverage

    Quote Quoting Bubba Jimmy
    View Post
    I would certainly exercise my sovereign right to reject employment with such an employer. There is nothing in the law that says a disgruntled parent has to sue the camp and not the employee, and having no idea what protection is or isn't there would cause me to seek employment elsewhere for an activity of this kind.
    so, who do you work for now bubba jimmy? Does their insurance protect you should you be sued for anything while in the line of your employment with them? What is the limit of their policy? Have you read their liability policy?

  5. #35
    Join Date
    Oct 2006
    Posts
    16,474

    Default Re: Requested Copy of Insurance Coverage

    Quote Quoting jk
    View Post
    so, who do you work for now bubba jimmy? Does their insurance protect you should you be sued for anything while in the line of your employment with them? What is the limit of their policy? Have you read their liability policy?
    jk, why are you comparing ordinary employment situations to one where 1000 pound animals and children are mixed together?

    In most industries there would be little reason or need for an employee to review liability insurance. In most industries where it would be wise, the safety rules are spelled out so rigidly that there would be little need either. This is neither of those situations.

  6. #36
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Requested Copy of Insurance Coverage

    How about an "ordinary employment situation" where an employee is operating thousands of pounds of heavy equipment, or a motor vehicle, or machinery.... There are lots of jobs where the risk of injury is significantly greater to yourself and others than working at a dude ranch.

    No matter how much this case does or does not resemble other employment situations, though, is beside the point. We can applaud an employee's moral right to verify insurance, think it's good for the kids, and pat the employee on the back for quitting when the employee refuses to honor the request, but the employer still has every legal right to say, "No."

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