My question involves vehicle registration or title in the state of: Minnesota.
Not sure if this thread is in the right place, admins feel free to move it if it isn't. Basically, I went through a Chapter 7 bankruptcy that was finalized sometime in early 2012. At that time, an un-named large bank owned my car title. 5-6 years prior to this, I used my then paid off car, as collateral for a loan to pay off some tax debt. At the time of bankruptcy filing, that loan had roughly $5000 left on it, yet the car was worth less than $2500 at that point, which is why I was allowed to keep it. At the meeting of the creditors, nobody showed up (as expected) and the bankruptcy was official several months later. My main question is: Since the bank decided not to challenge this debt at the meeting of creditors, and the loan debt was discharged upon finalization of the bankruptcy; does the bank still have the right to keep/own the title, or should I be able to get it without a hassle? I'm getting close to purchasing a newer car within the next couple months, perhaps several weeks, and it would be ideal to have the title in-hand to use my car as a trade in. It is currently sitting in a transmission shop parking lot with hopefully just a broken drive shaft ($290 total fix) or at worse case scenario, a fried transmission. If it the latter of the 2, I will not even think of getting it fixed. So tomorrow the shop will diagnose the problem, and if it's the transmission, what can I legally do with this car? It is currently un-drivable.
Any help is appreciated.
Thanks

